Van Insurance

It certainly pays to shop around for the cheapest van insurance deals and the internet makes this easy. Use the quote finder above to a get a list of insurers and comparison websites where you can get light commercial vehicle insurance quotes from a number of insurers online.

Most van owners are self employed and rely heavily on their vehicle for their income. For this reason it's important to take out appropriate cover because if a van is out of action the business will likely suffer.

Premiums for van insurance are calculated quite differently to private car insurance. This is due to the variety of vans on the roads and the increased capacity of these vehicles to cause damage or injury because of their size and weight.

Insurers are less able to use the driver as a factor in determining the premium as companies employing drivers are likely to require a policy which will cover all of them to drive all the company vans.

Commercial vehicle insurers take into account:

• The loaded weight of the vehicle
• the nature and size of the load carried
• the addition of any special equipment e.g. Lifting ramps.
• the goods carried e.g. Is the load the carriage of other people's goods?